I’m Cindy, a loan readiness coach with 30 years of mortgage experience, including compliance, underwriting, and borrower support. I’ve worked behind the scenes on thousands of files, so I know exactly what underwriters look for, and what gets files kicked back. Now, I help everyday folks get their finances and documents together before they apply for a home loan. Whether you’re W-2, self-employed, or your file’s a hot mess, I break it all down in plain English and help you fix what’s missing.